Finbase | First mortgage investments

Recent investment opportunities

Pokeno, Auckland

Loan Amount:

$500,000

LVR:

44%

Term:

12 months

Pokeno, Auckland

Loan Amount:

$500,000

LVR:

44%

Term:

12 months

Pokeno, Auckland

Loan Amount:

$500,000

LVR:

44%

Term:

12 months

Pokeno, Auckland

Loan Amount:

$500,000

LVR:

44%

Term:

12 months

Invest with Finbase

South Head, Auckland

Loan Amount:

$550,000

LVR:

39%

Term:

12 months

Oteha, Auckland

Loan Amount:

$150,000

LVR:

22%

Term:

12 months

Maunu, Whangarei

Loan Amount:

$128,200

LVR:

20%

Term:

12 months

Glenholme, Rotorua and Tokoroa

Loan Amount:

$620,000

LVR:

50%

Term:

12 months

Westport

Loan Amount:

$152,000

LVR:

43%

Term:

12 months

Torybay, Auckland

Loan Amount:

$311,000

LVR:

10%

Term:

12 months

Hataitai, Wellington

Loan Amount:

$742,360

LVR:

36%

Term:

12 months

Invercargill and Hanleys Farm, Queenstown

Loan Amount:

$362,500

LVR:

31%

Term:

12 months

Favona and Mangere East, Auckland

Loan Amount:

$770,000

LVR:

39%

Term:

6 months

Glengarry, Invercargill

Loan Amount:

$230,000

LVR:

60%

Term:

7 months

Waltham, Christchurch

Loan Amount:

$240,000

LVR:

57%

Term:

6 months

Pakuranga Heights, Auckland

Loan Amount:

$620,000

LVR:

23%

Term:

12 months

Hamilton East

Loan Amount:

$310,000

LVR:

50%

Term:

3 months

Halswell, Christchurch

Loan Amount:

$372,500

LVR:

48%

Term:

12 months

Hornby, Christchurch

Loan Amount:

$210,000

LVR:

42%

Term:

12 months

Helensville

Loan Amount:

$350,000

LVR:

44%

Term:

12 months

Waitakere, Auckland

Loan Amount:

$212,000

LVR:

14%

Term:

12 months

Pukete, Hamilton

Loan Amount:

$238,900

LVR:

35%

Term:

12 months

Milton

Loan Amount:

$342,000

LVR:

42%

Term:

9 months

Mangere East, Auckland

Loan Amount:

$496,000

LVR:

58%

Term:

12 months

Rosedale, Auckland

Loan Amount:

$525,000

LVR:

55%

Term:

12 months

Whitianga and Flat Bush

Loan Amount:

$549,550

LVR:

44%

Term:

6 months

Hillpark, Auckland

Loan Amount:

$515,940

LVR:

42%

Term:

9 months

Glen Eden, Auckland

Loan Amount:

$280,500

LVR:

41%

Term:

7 months

Taupiri, Waikato

Loan Amount:

$576,800

LVR:

57%

Term:

12 months

Massey, Auckland

Loan Amount:

$25,000

LVR:

Term:

10 months

Kelston, Auckland and Waitakaruru

Loan Amount:

$663,000 (registered over both securities)

LVR:

52%

Term:

12 months

Mount Roskill, Auckland

Loan Amount:

$473,550

LVR:

49%

Term:

6 months

Otara, Auckland

Loan Amount:

$426,300

LVR:

51%

Term:

6 months

Manly, Auckland

Loan Amount:

$322,140

LVR:

54%

Term:

12 months

Kaiapoi, Canterbury

Loan Amount:

$310,500

LVR:

36%

Term:

12 months

Silverdale, Auckland

Loan Amount:

$577,000

LVR:

46%

Term:

12 months

Otara, Auckland

Loan Amount:

$485,000

LVR:

55%

Term:

12 months

Hunterville, Rangitikei

Loan Amount:

$312,000

LVR:

43%

Term:

12 months

Tapu, Coromandel

Loan Amount:

$237,500

LVR:

22%

Term:

12 months

Snells Beach, Auckland

Loan Amount:

$260,000

LVR:

15%

Term:

12 months

Cambridge, Waikato

Loan Amount:

$1,980,000

LVR:

27%

Term:

6 months

Porirua, Wellington

Loan Amount:

$780,000

LVR:

44%

Term:

12 months

Gracefield, Lower Hutt

Loan Amount:

$260,000

LVR:

33%

Term:

12 months

Glen Innes, Auckland

Loan Amount:

$1,288,000

LVR:

45%

Term:

12 months

Cockle Bay, Auckland

Loan Amount:

$265,200

LVR:

33%

Term:

12 months

Manurewa, Auckland

Loan Amount:

$290,000

LVR:

26.4%

Term:

3 months

Otahuhu, Auckland

Loan Amount:

$400,000

LVR:

28.6%

Term:

6 months

Matarangi, Thames-Coromandel

Loan Amount:

$300,000

LVR:

44.8%

Term:

12 months

Papatoetoe, Auckland

Loan Amount:

$465,000

LVR:

60%

Term:

6 months

Riverhead, Auckland

Loan Amount:

$300,000

LVR:

35%

Term:

6 months

Puketepu, Hawke's Bay

Loan Amount:

$1,290,000

LVR:

39%

Term:

12 months

Wellsford, Auckland

Loan Amount:

$300,000

LVR:

34%

Term:

12 months

Fernhill, Queenstown

Loan Amount:

$216,500

LVR:

30%

Term:

12 months

Mangaroa, Upper Hutt

Loan Amount:

$1,045,280

LVR:

35%

Term:

12 months

Sunnyvale and Kelston, Auckland

Loan Amount:

$918,000

LVR:

53%

Term:

12 months

Waipapa, Bay of Islands

Loan Amount:

$360,500

LVR:

42%

Term:

12 months

Manly, Auckland

Loan Amount:

$322,140

LVR:

54%

Term:

12 months

Otara, Auckland

Loan Amount:

$426,300

LVR:

51%

Term:

6 months

Remuera, Auckland

Loan Amount:

$400,000

LVR:

28%

Term:

12 months

Auckland

Loan Amount:

$1,185,000

LVR:

49%

Term:

12 months

Waltham, Christchurch

Loan Amount:

$240,000

LVR:

56%

Term:

6 months

Favona, Auckland

Loan Amount:

$119,000

LVR:

12%

Term:

12 months

Matamata

Loan Amount:

$470,000

LVR:

38%

Term:

12 months

Melville, Hamilton

Loan Amount:

$285,000

LVR:

40%

Term:

9 months

Riverhead, Auckland

Loan Amount:

$510,000

LVR:

45%

Term:

12 months

Waipu, Northland

Loan Amount:

$273,000

LVR:

39%

Term:

12 months

Southland

Loan Amount:

$300,000

LVR:

38%

Term:

12 months

Long Bay, Auckland

Loan Amount:

$494,000

LVR:

54%

Term:

12 months

Avondale, Auckland

Loan Amount:

$355,000

LVR:

41%

Term:

6 months

Albany, Auckland

Loan Amount:

$463,000

LVR:

35%

Term:

12 months

Otahuhu, Auckland

Loan Amount:

$1,040,000

LVR:

43.4%

Term:

12 months

Swanson, Auckland

Loan Amount:

$627,000

LVR:

44%

Term:

9 months

Otahuhu, Auckland

Loan Amount:

$429,000

LVR:

48%

Term:

6 months

Tokoroa, South Waikato

Loan Amount:

$225,000

LVR:

42%

Term:

6 months

Kingseat and Mangere East, Auckland

Loan Amount:

$1,038,000

LVR:

23%

Term:

12 months

Northcote Point, Auckland

Loan Amount:

$465,750

LVR:

32%

Term:

12 months

Papakura, Auckland

Loan Amount:

$271,800

LVR:

23%

Term:

12 months

Oriental Bay, Wellington

Loan Amount:

$1,236,000

LVR:

32%

Term:

6 months

Eden Terrace, Auckland

Loan Amount:

$173,400

LVR:

19%

Term:

10 months

Hamilton Central, Hamilton

Loan Amount:

$800,000

LVR:

22%

Term:

12 months

Point Chevalier, Auckland

Loan Amount:

$800,000

LVR:

44%

Term:

12 months

Manukau, Auckland

Loan Amount:

$800,000

LVR:

53%

Term:

12 months

Whitford, Auckland

Loan Amount:

$730,000

LVR:

46%

Term:

12 months

Sunnyvale, Auckland

Loan Amount:

$225,000

LVR:

27%

Term:

12 months

Temple View, Hamilton

Loan Amount:

$426,000

LVR:

22%

Term:

12 months

Grey Lynn, Auckland

Loan Amount:

$683,000

LVR:

29%

Term:

12 months

Te Atatu South & Westgate, Auckland

Loan Amount:

$580,000

LVR:

33%

Term:

6 months

Unsworth Heights, Auckland

Loan Amount:

$590,000

LVR:

56%

Term:

12 months

Kawakawa, Northland

Loan Amount:

$164,500

LVR:

34%

Term:

12 months

Saint Andrews, Hamilton

Loan Amount:

$108,000

LVR:

13%

Term:

12 months

Gate Pa, Tauranga

Loan Amount:

$488,800

LVR:

60%

Term:

12 months

Grey Lynn, Auckland

Loan Amount:

$230,000

LVR:

48%

Term:

6 months

Waihi Beach

Loan Amount:

$258,500

LVR:

29%

Term:

18 months

Hamilton/Northland

Loan Amount:

$1,160,100

LVR:

33%

Term:

12 months

Matakohe, Northland

Loan Amount:

$1,031,000

LVR:

34%

Term:

12 months

Birkdale, Auckland

Loan Amount:

$586,250

LVR:

51%

Term:

12 months

Glenfield, Auckland

Loan Amount:

$973,000

LVR:

49%

Term:

24 months

Papakura, Auckland

Loan Amount:

$350,000

LVR:

49%

Term:

6 months

Te Kauwhata, Mangateparu and Tahuna, Morrinsville

Loan Amount:

$2,114,258

LVR:

53%

Term:

12 months

Mangere East, Auckland

Loan Amount:

$549,700

LVR:

49%

Term:

6 months

Cambridge, Waikato

Loan Amount:

$459,000

LVR:

58%

Term:

10 months

Papatoetoe, Auckland

Loan Amount:

$256,500

LVR:

57%

Term:

12 months

Cockle Bay, Auckland

Loan Amount:

$321,504

LVR:

36%

Term:

12 months

New Brighton, Christchurch

Loan Amount:

$534,600

LVR:

41%

Term:

12 months

Investor FAQs

What is a wholesale investor?

A wholesale investor is a person or company that has an understanding of the financial markets, has invested in similar investments before, and meets the legal criteria of what is considered a wholesale investor: Read more here.

‍The purpose of requiring investors to be classified as wholesale investors is to ensure that they are investing with sufficient knowledge and experience to understand the risks associated with this type of investment.

What is Finbase's track record loss of investor capital?

Finbase has a strong track record of preserving investor capital and has not experienced any loss of investor capital or interest to date. We have strict risk management policies and procedures in place. Past performance is not a guarantee of future success.

What is a first mortgage?

A first mortgage is a loan secured against the borrower's primary asset, such as a house or commercial property. The lender is given priority over any other creditors. In the event of default, the lender has the right to repossess and sell the property in order to recoup their losses.

What exactly am I investing in? Is it real estate or the loan?

You are investing in a loan secured against real estate. The loan is an asset-backed investment, which means that the invested funds are secured with a first ranking mortgage over the property used as security. Investors receive interest payments on their capital at regular intervals or as agreed upon by Finbase and the investor prior to making the investment.

‍

What type of borrowers are these funds being lent to?

Finbase lends funds to companies, trusts and individuals with experience in dealing with real estate. We also lend funds to developers for the purpose of bridging or refurbishing existing properties. We carefully assess each borrower’s asset and loan requirements before any loan is approved, and we only offer loans that we deem suitable for our investors.

What is the maximum Loan-to-value Ratio you lend up to?

The maximum LVR we lend up to is 60% of the property value. This helps to ensure that investor capital is secure in times of any market downturn or other unforeseen circumstances.

Is Finbase a Registered Financial Service Provider?

Yes, Finbase is a Registered Financial Service Provider (FSP1003560). We are registered with the Financial Markets Authority and work to comply with all applicable laws.

See all Investor FAQs

First mortgage investments

We're local.

Choose your way to invest

Single investment

PIE fund

Recent investment opportunities

We invest in the best

Investor FAQs

Ready to invest?
Let's talk.

11-12% p.a.

3-12 month

Secured

Thank you!

We're local.

Choose your way to invest

Single investment

PIE fund

Recent investment opportunities

We invest in the best

Investor FAQs

Ready to invest?Let's talk.

11-12% p.a.

3-12 month

Secured

Thank you!

Ready to invest?
Let's talk.