Single Investment

Hand pick your investments

Investors choose specific assets to invest in from the opportunities they’re presented.

Benefits of investing
in a Single Investment

You have full control over choosing investment opportunities that fit with your investment plan. All investments are secured by first ranking mortgage over real estate in New Zealand. Finbase can provide you and your financial adviser with the information required to support your investment journey and help achieve your financial goals.

11–12% p.a.

interest paid monthly (less RWT)

3–12 month

month investment terms

Secured

by First Mortgage
INVESTMENT PROCESS

A responsible approach

Finbase cater specifically to established private wholesale investors, family offices and high net worth individuals seeking reliable long term wealth management.

01

Presentation & Due Diligence

Finbase presents a loan investment opportunity with an executive summary about the security and borrower.
You conduct due diligence by asking questions and evaluating the opportunity.
Based on your evaluation, you decide to approve or decline the opportunity. You have the final say on your investment decisions.

02

Agreement & Documentation

If the opportunity is approved, Finbase and yourself (or your investment entity) sign a debt security agreement specific to the security property.
The Borrower signs the loan documentation, personal guarantee, and GSA (if applicable).

03

Fund Disbursement

You advance funds to Finbase.
Finbase registers a First Mortgage security over the property and then advances the funds to the Borrower's Solicitor's Trust account.

04

Interest Payments & Management

The Borrower pays monthly interest to Finbase.
Finbase pays you interest monthly (less RWT).
Finbase sends you a monthly statement and manages all communication with the Borrower, including recovery of any default funds.
At the end of the loan term, your principal is returned to you.

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PORTFOLIO MANAGERS

We invest in the best

Our team have been hand-picked for their talent, experience and track record of success.

Image of Pernell Callaghan
Pernell Callaghan
Director
Image of Hayden Thompson
Hayden Thompson
Director
Image of Jordan Evans
Jordan Evans
Investment Manager
Image of Eliza Howie
Eliza Howie
Finance Manager
Image of Pernell Callaghan
Pernell Callaghan
Director
Image of Hayden Thompson
Hayden Thompson
Director
Image of Jordan Evans
Jordan Evans
Investment Manager
Eliza Howie
Finance Manager

Recent investment opportunities

Pokeno, Auckland
Loan Amount:
$500,000
LVR:
44%
Term:
12 months
Pokeno, Auckland
Loan Amount:
$500,000
LVR:
44%
Term:
12 months
Pokeno, Auckland
Loan Amount:
$500,000
LVR:
44%
Term:
12 months
Pokeno, Auckland
Loan Amount:
$500,000
LVR:
44%
Term:
12 months
Invest with Finbase

Power your fund operations on one intuitive platform

Our platform allows you to manage all your fund operations effortlessly in one place.

Investor FAQs

What is the minimum investment requirement?

Finbase caters to wholesale investors only, and the minimum investment requirement is $100,000 for a single investment opportunity.

What is a wholesale investor?

A wholesale investor is a person or company that has an understanding of the financial markets, has invested in similar investments before, and meets the legal criteria of what is considered a wholesale investor: Read more here.

The purpose of requiring investors to be classified as wholesale investors is to ensure that they are investing with sufficient knowledge and experience to understand the risks associated with this type of investment.

How are my funds secured?

Finbase believes in providing secure investments to our clients. We always ensure that the loan amount does not exceed 60% of the property value and it is secured with a first ranking mortgage registered on the title.

What is the term of investment?

The term of investment depends on the loan being offered. Loans are short-term, the usual minimum being 3 months with the maximum term available up to 1 year. Every loan is different and the terms are always made clear to investors before they make any commitments.

Do I have control over which property(ies) my funds are lent against?

Yes. Finbase gives investors the power to choose which property(ies) their funds are lent against. We will provide full disclosure of information relating to each prospective investment and then you can make an informed decision on whether it is suitable for your portfolio or not.

Are there any costs or fees involved?

Finbase does not charge investors any fees to use our services.

Finbase charges an origination fee and ongoing service fees to the borrower. Additionally, borrowers are also required to pay a documentation fee that covers the legal costs associated with setting up the loan agreement.

What is the risk of loss of any part of my funds?

Although Finbase has never suffered any loss of investor capital or interest, it is important to understand that there is risk involved with investing. These risks could involve the borrower defaulting on a payment, or being unable to exit the asset to recover the full amount of capital.

Finbase takes steps to ensure that all funds invested are secure. We do not lend more than 60% of the property value. However, as with any form of investments, there is always an element of risk involved so it is important to understand these risks.

Besides first ranking mortgage on the property, do we take any additional security over the Borrower?

Yes, we take additional security over the borrower in the form of a personal guarantee. This provides us with an added layer of protection and covers any shortfall should the value of the property not cover the loan amount.

Ready to invest?
Let's talk.

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11-12% p.a.

interest paid monthly (less RWT)

3-12 month

month investment terms

Secured

by First Mortgage