Lending Products
Access property-secured lending across New Zealand
Finbase provides property-secured non-consumer lending solutions across New Zealand, with facilities structured around the asset, borrower position and loan purpose.
Our Products
Lending products
Finbase provides non-consumer lending secured by first-ranking mortgages over residential, commercial and rural properties, ranging from short-term facilities of 3 to 24 months through to our long-term 30-year mortgage product.
Investment
Floating Interest Rate
From 7.25% p.a.
Maximum LVR
Up to 70%
Security Type
Residential, commercial & rural
Loan Purpose
Purchase, refinance & equity release
Residual Stock
Floating Interest Rate
From 7.25% p.a.
Maximum LVR
Up to 70%
Security Type
Residential and commercial
Loan Purpose
Purchase, refinance & equity release
Long Term
Floating Interest Rate
From 6.95% p.a.
Maximum LVR
Up to 75%
Security Type
Residential
Loan Purpose
Purchase, refinance & equity release
Construction
Floating Interest Rate
From 7.25% p.a.
Maximum LVR
Up to 70%
Security Type
Residential and commercial
Loan Purpose
Single-house builds, terrace housing projects, commercial developments
Vacant Land
Floating Interest Rate
From 7.25% p.a.
Maximum LVR
Up to 55%
Security Type
Residential, commercial & rural
Loan Purpose
Purchase, refinance & equity release
Download all Interest & Fees
Lending criteria and fees apply. Interest rates are variable and subject to change. All rates are noted as ‘from’ the amount stated. All loan purposes must be for business or investment only. Finbase does not provide consumer credit.
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Speak with our team to determine if our products suit your needs.
