Property-secured private credit
Connecting wholesale capital to property-secured investments in New Zealand.
A strategic approach to private credit
We provide selected wholesale investors access to property-secured credit opportunities across New Zealand.
The Finbase PIE Fund provides investors access to a portfolio of loans secured by first-ranking New Zealand mortgages, with origination managed by Finbase.
How Finbase manages private credit investments
Property-Secured Lending
Finbase focuses on property-secured private credit in New Zealand, assessing each opportunity against property value, borrower strength, loan structure, and repayment pathway.
Integrated Platform
Finbase's integrated platform manages capital, originates loans, and services portfolios - aligning investors, borrowers and loan performance.
Continuous Oversight
We manage private credit investments with disciplined credit selection, portfolio diversification, liquidity management, and investor reporting.
The assessment behind each loan
All loans are assessed against our credit framework, with higher-value or more complex applications subject to an additional layer of oversight from our credit committee.
Valuation approach
Security is valued using methods appropriate to each loan. Independent registered valuations are obtained where the LVR, asset type or transaction warrants; alternative evidence of value is accepted for lower-risk facilities.
Defined LVR parameters
Lending parameters are defined by asset class and transaction profile, reflecting risk profile and market conditions.
Repayment pathway
Every loan is assessed on underlying asset and exit pathways (sale, refinance, or completion).
Investment Solution
Finbase connects selected wholesale investors with property-secured private credit opportunities in New Zealand.
Finbase PIE Fund
Invest in a diversified portfolio of first-ranking mortgages secured over New Zealand property.
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Speak with our team to determine if our products suit your portfolio.
