Pernell Callaghan writes in The Post on disciplined growth in 2026
Finbase Managing Director Pernell Callaghan has been featured in The Post, sharing commentary on the role of discipline, selectivity, and sound structuring in New Zealand’s private credit and property markets.
Published in February 2026, the article discusses why capital remains available but increasingly selective, with investors placing greater emphasis on experienced sponsors, conservative underwriting, first-ranking security, and clearly defined exit strategies.
The piece also explores borrower behaviour in a changing interest-rate environment, noting the importance of execution, realistic feasibility assumptions, and well-capitalised projects across the property development market.
Pernell also comments on growing offshore interest in New Zealand, particularly from private capital seeking well-regulated markets, real-asset exposure, and long-term demand fundamentals.
The article reflects Finbase’s continued focus on disciplined growth, credit governance, and the development of a durable property-secured private credit platform.
